Washington homebuyers · Down payment grant help
If you qualify, Washington grant assistance can cover your entire down payment. Closing costs are still due — and in most cases we negotiate for the seller to pay your closing costs. Apply now with a soft credit pull — it does not work like a hard credit pull.
Homes Northwest Real Estate helps you understand options and shop homes. We are not a lender. Financing, if any, is handled separately. Eligibility varies. Browse Eastside homes
Many renters think they need 10–20% cash. For buyers who qualify, Washington grant programs can cover the total down payment. Closing costs are separate and still due — and in most cases Paul and Christine negotiate for the seller to cover your closing costs. Qualification still required — income, credit, occupancy, and program rules apply.
When you qualify, the grant program can cover your entire down payment — not a token credit.
Closing costs are still due. In most cases we negotiate for the seller to pay them so you are not stacking both bills.
Start online. Soft credit review explores fit without the same impact as a hard pull — then we help you search and offer with a plan.
Three steps. One clear CTA.
Complete a soft credit pull form. Share basics about income, timeline, and what you are hoping to buy.
Your answers go through our process with Guaranteed Rate for lending review when appropriate. Homes Northwest does not make loan decisions.
If assistance or low-down options may fit, we help you search and write offers the smart way — not the hopeful way.
Not every buyer. Not every price point. A fit often looks like one of these:
Homes Northwest Real Estate · Selling Eastside homes since 1992. We guide the home search and offer strategy. Lending decisions belong to the lender.
Real reviews already published on homesnwre.com — not invented for this page.
“Paul and Christine were the best home agents we could have. We were so lucky to find them. They were able to get us our dream at a throw away price. Both of them are so flexible, willing to help, walk you through the process and available at all times.”
Aabha Bamba — Issaquah Highlands“This was our first time buying a house and [we] had little to no knowledge of what we were doing. They had answers to all our questions including some we didn’t know we had. They heard everything we said we needed and wanted in a home and found the house we bought.”
Erin and John Simons“Paul and Christine bent over backwards to make sure I got something perfect for me and my dogs. They were 100% honest with me from start to finish… I highly recommend them.”
Shawn TrotignonThe useful core before you apply — download the full PDF when you want every detail.
Call or text Paul at 206-261-7355. Or start a soft credit pull and we follow up from there.
If you qualify, grant programs can cover your entire down payment. Not every buyer qualifies — income, credit, occupancy, and program rules apply. The soft credit pull is how we find out.
Closing costs are still due even when a grant covers the down payment. In most cases we negotiate for the seller to pay your closing costs as part of the offer. Results vary by property and market — not a guarantee on every home.
No. Homes Northwest Real Estate is your real estate team. When lending review is needed, that work is handled with Guaranteed Rate. We do not list individual loan officers on this page.
The Apply Now form is built as a soft credit pull path. Soft reviews are designed to explore options without the same impact as a hard credit pull. Final underwriting is separate.
We review your submission, follow up on next steps, and — when it makes sense — help you search homes with a clear budget instead of guessing.
Apply now with a soft credit pull. Takes a few minutes. Closing costs are separate — we usually negotiate seller-paid.
Browse Eastside homes → homesnwre.comHomes Northwest Real Estate · Paul & Christine Nelson · 1400 112th Ave SE Suite 100, Bellevue, WA 98004 · 206-261-7355 · Paul@EastsideLuxuryLiving.com
Homes Northwest is not a lender and does not make credit decisions. Loan products, rates, fees, and assistance programs are subject to eligibility, underwriting, and change. This page does not guarantee approval or $0 down. Equal Housing Opportunity. Lending partner company reference: Guaranteed Rate (no individual loan officer named here).
Equal Housing Opportunity
Washington down payment helpSoft credit pull · Homes Northwest is not a lender
Apply now with a soft credit pull